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Many business owners only think about credit when a loan application is already on the table. By then, it’s usually too late to fix what lenders see.
Most small business owners compare loans by interest rate alone. Unfortunately, that’s rarely where the real cost lives.
Rapid growth is often seen as a good problem to have. New customers, higher revenue, bigger opportunities.
Growth in e-commerce often happens faster than access to traditional financing. Inventory needs increase, ad spend rises, platforms hold payouts, and cash can get tied up long before revenue shows up in the bank.
Running a home services or construction business means dealing with uneven cash flow.
Not every business gets paid on a predictable schedule. Some months are strong, others are quiet, and expenses don’t always wait for revenue to catch up.

Why Choose Viking Funding?

Fast & Flexible Funding

Perfect for businesses that need fast cash for 3-24 months with high approval rates and the best terms.

Founded by Industry Professionals

We know the positive impact that working capital can have on a business and work with you to craft a tailored solution to keep your business thriving.

5-star customer rating

Incredible Service

Our dedicated team is passionate about helping you navigate the ever-changing business landscape, providing ongoing support and guidance whenever you need it.

A Reputation You Can Trust
★★★★★

Frequently Asked Questions

Viking Funding offers a diverse range of financing options for business owners across the nation. We specialize in Revenue Based Financing, where businesses can borrow based on their monthly revenue. Additionally, we provide business lines of credit, business term loans, and SBA Loans, tailored to meet the specific needs of your business.

Viking Funding works with businesses in all industries, understanding that each sector has unique challenges and financing requirements. Whether you’re in manufacturing, retail, services, or any other industry, we have the expertise to support your business goals.

The qualification requirements vary by the type of financing:

Revenue Based Financing: At least 6 months in business, a business checking account, and 4 months of bank statements showing an average revenue of at least $20,000 per month.

Business Lines of Credit, Term Loans, and SBA Loans: A personal credit score of 550 or above is required, along with the last 2 years of most recent tax returns for the business, a profit and loss statement, and a balance sheet.

Why Wait?
Get Started with
Viking Funding Today!