Lines of Credit

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Lines of Credit

Viking Funding’s Lines of Credit provide businesses with a flexible source of financing to address short-term needs and opportunities. Here’s how it can help your business:

  • On-Demand Capital: Access funds whenever you need them, making it ideal for managing day-to-day operations and unexpected expenses.
  • Working Capital Management: Maintain optimal working capital levels to support regular business activities without stress.
  • Opportunity Seizure: Be ready to seize growth opportunities, like bulk inventory purchases, marketing campaigns, or seasonal expansion.
  • Interest Only on What You Use: Pay interest only on the amount you draw, saving you money when the line of credit isn’t fully utilized.
  • Revolving Credit: As you repay, the credit line becomes available again, ensuring ongoing access to funds.

 

Why Choose Viking Funding?

Fast & Flexible

Perfect for businesses that need fast cash for 3-24 months with high approval rates and the best terms.

Founded by Industry Professionals

Our specialized focus on Merchant Cash Advances (MCAs) sets us apart. We keep our deep understanding of small business challenges with our passion for helping entrepreneurs thrive.

Incredible Service

Our dedicated team is passionate about helping you navigate the ever-changing business landscape, providing ongoing support and guidance whenever you need it.

A Reputation You Can Trust
★★★★★

Frequently Asked Questions

Viking Funding offers a diverse range of financing options for business owners across the nation. We specialize in Revenue Based Financing, where businesses can borrow based on their monthly revenue. Additionally, we provide business lines of credit, business term loans, and SBA Loans, tailored to meet the specific needs of your business.

Viking Funding works with businesses in all industries, understanding that each sector has unique challenges and financing requirements. Whether you’re in manufacturing, retail, services, or any other industry, we have the expertise to support your business goals.

The qualification requirements vary by the type of financing:

Revenue Based Financing: At least 6 months in business, a business bank account, and 4 months of bank statements showing an average revenue of at least $20,000 per month.

Business Lines of Credit, Term Loans, and SBA Loans: A personal credit score of 700 or above is required, along with the last 2 years of most recent tax returns for the business, a profit and loss statement, and a balance sheet.

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