Blogs: Explore Financial Insights and Advice from Viking Funding

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Latest Help Articles

June 25, 2026

The Summer Real Estate Sizzle: Securing Fast Capital for Mid-Year Fix-and-Flips

June 23, 2026

June Wedding Boom: Working Capital Solutions for Event Planners and Caterers

June 22, 2026

Summer Tourism Surge: Fast Funding Strategies for Florida’s Coastal Hospitality Businesses

June 19, 2026

Summer Landscaping Peak: Equipment Financing to Tackle June’s High Demand

Recent Blog Posts

How Seasonal Businesses Can Use Financing to Manage Off-Peak Months

Seasonal businesses don’t fail because they aren’t profitable — they fail because cash dries up at the wrong time.

January 20, 2026

Debt vs. Equity Financing: Which Is Right for Your Business Growth Plan?

At some point, most growing businesses reach the same crossroads: we need capital to move forward, but what kind of capital makes sense?

January 20, 2026

How to Build a Business Cash Flow Forecast That Helps You Secure Funding

When lenders or investors review your business, they are not just looking at how much money you made last year — they want to know how money will move through your business in the future.

January 20, 2026

The Role of Personal Guarantees in Small Business Lending

When you apply for a small business loan, there’s a good chance you’ll be asked to sign a personal guarantee.

January 20, 2026

5 Financial Metrics Every Small Business Should Track Before Applying for Capital

When a small business applies for funding, the biggest mistake owners make is assuming lenders care only about revenue.

January 20, 2026

Understanding APR vs. Factor Rates for Merchant Cash Advances

If you’ve looked into a Merchant Cash Advance (MCA), you’ve probably noticed something confusing right away: instead of an APR, you’re quoted a factor rate.

January 19, 2026

Why Choose Viking Funding?

Fast & Flexible Funding

Perfect for businesses that need fast cash for 3-24 months with high approval rates and the best terms.

Founded by Industry Professionals

We know the positive impact that working capital can have on a business and work with you to craft a tailored solution to keep your business thriving.

A Reputation You Can Trust
★★★★★

I had a great rep who was extremely thorough in explaining the process and requirements! Robert K deserves best customer service award as he explained and wasn’t pushy in his approach. He built a repore with me and wanted to understand my business. I see us doing business again!

Working with Shannon was a truly outstanding experience. He approached the lending process as a genuine partner—thoughtful, detail-oriented, and deeply invested in helping my business succeed. He took the time to understand both my short-term needs and my long-term growth plans, and his guidance made a meaningful difference for my business. Shannon exceeded my expectations at every step, and I’m incredibly grateful for his support.

Worked with Shannon twice now.. both times he did not disappoint and had options in 24hrs or less. Nice to work with people who are passionate about their job and are good at what they do.

Top notch team with experience and integrity. They will work hard on your behalf to generate a comprehensive solution tailored to your needs. Robert K and Jake were wonderful. I never felt pressured to work with them as they were presenting options. They were honest, consistent and delivered what they said they could.

Shannon with Viking Funding was such a pleasure to work with! I told him exactly what I was looking for, and he came through perfectly. He was never pushy, always professional, and extremely helpful throughout the entire process. Thank you, Shannon H., for making everything so easy!

Viking Funding was such a blessing for my cake business. The process was easy, fast, and stress-free. They walked me through everything, stayed in touch, and delivered exactly what I needed. I truly felt supported the whole way through with Abraham, Jake & Tyler. Highly recommend to any woman-owned business looking for reliable funding.

Viking Funding and their team put 110% into making sure I was funded the same day. They saved my business. I highly recommend using their expert funding specialists for all of ur business funding needs.

From the initial application to being funded, everything was very easy and direct. Viking Funding walked me through the process and I was able to get more inventory for my offices.

Viking Funding blows all the other lending companies out of the water. The level of expertise and communication I received was second to none.

Oscar and Tylor made it simple and effortless for me to complete the process. We will continue to use their services for any funding we will need.

Frequently Asked Questions

What types of products or solutions does Viking Funding offer?

Viking Funding offers a diverse range of financing options for business owners across the nation. We specialize in Revenue Based Financing, where businesses can borrow based on their monthly revenue. Additionally, we provide business lines of credit, business term loans, and SBA Loans, tailored to meet the specific needs of your business.

What types of businesses does Viking work with?

Viking Funding works with businesses in all industries, understanding that each sector has unique challenges and financing requirements. Whether you’re in manufacturing, retail, services, or any other industry, we have the expertise to support your business goals.

What is needed to qualify?

The qualification requirements vary by the type of financing:

Revenue Based Financing: At least 6 months in business, a business checking account, and 4 months of bank statements showing an average revenue of at least $20,000 per month.

Business Lines of Credit, Term Loans, and SBA Loans: A personal credit score of 550 or above is required, along with the last 2 years of most recent tax returns for the business, a profit and loss statement, and a balance sheet.

Why Wait?
Get Started with
Viking Funding Today!